Branch Credit Manager
- Idfc First Bank
- 8 - 11 Years
- Chhindwara
- 3 years ago
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Job Description
Job Description
Job Title - Branch Credit Manager
Place of work - Chhindwara
Business Unit - Retail Banking
Function - Micro Finance Loans
Job Purpose:
The incumbent will be required to manage a team as well as coordinate with sales team to achieve target. You will be in direct contact with the consumers in order to establish their credit worthiness. You also need to ensure completion of credit/KYC documents and verifications through telephonic, field and collateral visits while complying with the guidelines set forth in the in the company credit policy. The execution of this these tasks must be accomplished in such manner which is both sales supportive and risk averse.
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Roles & Responsibilities:
- The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
- To conduct personal discussion with customers to establish Credit worthiness.
- The incumbent will ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
- To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
- To ensure credit policy adherence to the accepted standards.
- To control and contain front-end delinquencies by calling up customer on first presentation.
- To manage and supervise a team of credit underwriters and provide guidelines
Educational Qualifications:
Graduate - Any
Post Graduate - CA or MBA Finance.
Experience: Minimum of 8+ Years experience in Credit.
Employement Category:
Employement Type: Full timeIndustry: Banking
Functional Area: Sales
Role Category: Branch Manager
Role/Responsibilies: Branch Credit Manager
Contact Details:
Company: Idfc First BankLocation(s): Chhindwara , India
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Idfc First Bank
About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...
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