Credit Manager-Home Loans @ Idfc First Bank

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Credit Manager-Home Loans

Idfc First Bank
2 - 3 Years
Pune
3 years ago
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Job Description

Job Title -Credit Manager Home Loans Prime
Place of work - India
Business Unit - Retail Banking
Function - Credit
Job Purpose :
The role bearer has the responsibility to cordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:

Responsible for underwriting secured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
Conduct personal discussion with customers to establish credit worthiness
Control and contain front-end delinquencies by calling up customer on first presentation
Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
Coordinate with sales to achieve targets and ensure SLAs are met
Ensuring credit policy adherence to the accepted standards

Managerial & Leadership Responsibilities: -
Educational Qualifications:
Graduate - Any (Full Time)
Post Graduate - Any(Full Time)
Experience:
2 - 3 years of experience in credit.

Employement Category:

Employement Type: Full time
Industry: Banking
Functional Area: IT
Role Category: Software Engineer
Role/Responsibilies: Credit Manager-Home Loans

Contact Details:

Company: Idfc First Bank
Location(s): Pune

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Write briefly about yourself, your experience and education (*)

Attach ResumeMax 2.38 MB (RTF, PDF, DOC, DOCX formats only parsed)

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Idfc First Bank

About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...

Credit Manager-Home Loans @ Idfc First Bank

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