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Branch Manager-Micro Business Loan @ Idfc First Bank

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 Branch Manager-Micro Business Loan

Job Description


Job Description
Job Title - Branch Manager- MBL
Place of work - Mumbai
Business Unit - Retail Banking
Function - Micro Business Loans
Job Purpose:
The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.
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Roles & Responsibilities:
  • Target and Manpower planning for the branch
  • Ensure recruitment and training of manpower - Sales Manager/Branch sales manager & Branch credit and collection manager, FOS.
  • Will be responsible for meeting disbursements targets month on month.
  • Identifying business clusters with high potential and execute penetration strategies.
  • Tracking and improving Manpower Productivity at all levels.
  • Monitoring and mentoring the branch Team.
  • Keeping a regular track of competition and reporting new products / market developments to upstream.
  • Managing IRR and product mix and branch profitability
  • Managing the X bucket collection and overall portfolio management
  • Managing internal and external audit compliance

Managerial & Leadership Responsibilities:
  • Mentor and coach senior team members to percolate ethos of customer centricity, innovation, compliance and integrity
  • Attract & retain best-in class talent to meet Bank's rapid growth targets

Educational Qualifications:
Graduate - Any
Post Graduate - Any
Experience: Minimum of 8- 10 + Years of experience with atleast 5 years in MSME or Micro funding.

Employement Category:

Employement Type: Full time
Industry: Banking
Functional Area: IT
Role Category: Business Development Manager
Role/Responsibilies: Branch Manager-Micro Business Loan

Contact Details:

Company: Idfc First Bank
Location(s): Vijayawada, Guntur

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Idfc First Bank

About Capital First Limited: CFL is listed on BSE and NSE (Stock Code: CFL). The company provides Mortgage loans to SMEs against pledge of property, Gold Loans to retail customers, Consumer Durable Loans, Two wheeler loans, and senior secured Wholesale loans. During the last year the company expande...