Credit officer for a housing finance company
- Visishta Consulting
- 1 to 5 Yrs
- Multi-City, India
- 3 years ago
- Email to a friend
- Report this job
Job Description
Greetings from VISISHTACONSULTING
ROLE CREDIT OFFICER
COMPANY REPUTED HOUSING FINANCE COM
LOCATIONS DELHI, KOLKATA, BANGALORE, LUCKNOW, BARELI, DEHRADUN, JAIPUR, VIJAYWADA, COIMBATORE
SALARY 1.8 TO 4 LACS Depending on location
Exp 1+yrs as credit officer in housing finance
GRADUATE
JD
Job Title:
Credit Officer Housing Finance industry Kolkata, Delhi Dehradun, Bangalore, Lucknow, Bareli, Coimabatore Jaipur
Job Description:
Headquartered in Mumbai, they were formed in January 2004. Today, after 17 years, it is a workforce of 10,000+ employees in over 350 branches across various locations in India. For them their clients are at the heart of all our endeavours. They understand that their success only comes from ensuring all products and services meet the unique needs of each of their clients. Proactive customer-centric initiatives have ensured a steady upscale in their business and regularly create paths for expansion and growth.
What started as farsightedness in encouraging mortgage distribution, has today become one of the market leading products. A one-stop shop for all financial management solutions, it covers a wide range of products. They offer customized solutions in the areas of Mortgages, Insurance, Education Loans, Mutual Funds and Fixed Deposits. Delivering long-term value demands powerful tools as well as deep insights.
Job Title: Credit Officer Housing Finance industry - Kolkata
Job Responsibilities
1) Receive the application, check the income documents, bank statements & cibil records and do the initial assessment of the case
2) Visit customers place of business / employment and conduct personal discussion and assess the Employment/ business model and overall credit worthiness of the customer.
3) Evaluate the Field Credit Investigation (FCI), Technical Appraisal Report (TAR), Legal Appraisal Report (LAR), prepare the Credit appraisal report and recommend files for approval.
4) Co-ordinate with the customers/channels for the pending documents collection as well as query resolution
5) Efficiently manage the Under-process files and ensure adherence to TAT
6) Follow up on self souced cases where there are slippages in terms of Cheque bounces or 30-60 DPD
6) Follow up on self souced cases where there are slippages in terms of Cheque bounces or 30-60 DPD
Key Skills:
Key Skills:
Good communication skills and command over Hindi / language and English
The above position requires high energy levels, integrity, customer orientation, analytical skills, convincing skills, process orientation, time management and a strong determination to achieve results
Basic knowledge of computer required
Ability to multi-task and manage overall operations
Mandatory:
Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels
The candidates must be open to travel extensively within the city as a part of the job responsibility
Industry: Housing Finance
Gender: Male
Experience: 1-3 years in Affordable Housing Finance companies
Qualification: Graduate/Post graduate in any discipline
CTC for Tier-I: 3 4 Lacs
CTC for Tier-II & III: 1.8 3 Lacs
No incentives, only fixed CTC
Notice Period: Immediate to 30 days
IF YOU ARE INTERESTED SHARE YOUR RESUME TO KO*********5@GM**L.COM with present ctc, expected ctc, notice peirod and location preference
KSRRAO
VISISHTACONSULTING
8008379***
Employement Category:
Employement Type: Full timeIndustry: Banking / Financial Services
Role Category: Finance / Accounts / Tax
Functional Area: Not Applicable
Role/Responsibilies: Credit officer for a housing finance company
Contact Details:
Company: Visishta ConsultingLocation(s): Multi-City, India
Visishta Consulting
We are a New Delhi, India based company with a sales presence in Jacksonville, FL, USA offering a range of services in Software Solutions, Digital Marketing and Business Services. We specialize in working with businesses and devise solutions to enable them reach their business objectives. We work ...
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