Hiring for Head - Credit & Risk in Corporate
- Reliance Commercial
- 15 to >25 Yrs
- Mumbai
- 2 years ago
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Job Description
Dear Candidate,
Greetings !!!
Hiring for Head - Credit & Risk for NBFC
Location :- Mumbai
Experience:- 15-25 yrs
Salary Range - 20-40 LPA
Skills:-
Roles & Responsibilities:-
- Handling all aspects of credit risk management including but not limited to credit policies, portfolio management, credit analysis, audits, credit monitoring and other related tasks.
- Preparation and review of new/ existing policies in lines with new/ updated RBI directives and circulars, while taking into consideration the current scenario;
- Provide regular updates on the concerned sectors that maybe affected by latest news/ regulatory circulars;
- Portfolio management of all products including infrastructure finance, microfinance, retail, MSME amongst others;
- Assessment and issuance of moratorium/ restructuring of eligible customers, under RBI Resolution Frameworks and other directives, as maybe released from time to time;
- Preparation of risk score card, risk categorization and other aspects of credit risk management;
- Risk assessment and monitoring of NPA / high risk/ other cases, and coordination with concerned departments such as legal, collections, and product to obtain the best possible resolution. Further, preparation of relevant notes to be presented to the Board for approval based on best possible scenario;
- Provide assistance/ insight to other departments to arrive at best possible scenario/ solution for problematic cases;
- credit analysis of financial statements and concerned documentation on case-to-case basis; in addition to
- preparation of relevant notes for Board recommendation;
- Review and undertake relevant activities, as maybe needed, at time of RBI and other audits;
- Follow up with auditors and other departments at time of internal audit as well as review of internal audit reports;
- Preparation and analyze data with respect to various products, CERSAI, KYC, etc;
- Preparation of Risk Deck for Board presentation post analysis of relevant MIS and data;
- Credit monitoring of the loan portfolio and analysis of the same;
- Undertake miscellaneous tasks such as preparation and issuance of NOCs/ letters on case-to-case basis, charge creation, charge release, etc.
- Undertake regular initiatives in improving the internal processes, documentation and monitoring activities;
- Assist IT and other teams/ vendors at time of any changes in the monitoring / NPA stamping, etc due to RBI guidelines
Interested candidate can share their resume on Pu************r@re********a.com
Employement Category:
Employement Type: Full timeIndustry: Banking / Financial Services
Role Category: Risk / Underwriting
Functional Area: Not Applicable
Role/Responsibilies: Hiring for Head - Credit & Risk in Corporate
Contact Details:
Company: Reliance CommercialLocation(s): Mumbai
Keyskills: lap retail credit policy credit monitoring credit risk management home loans portfolio management risk management
Reliance Commercial
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