Credit Officer
- Easy Hiring Solutions
- 0 to 2 Yrs
- Multi-City, India
- 2 years ago
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Job Description
We are looking for a Credit Officer to oversee our company's lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.
Credit Officer responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
- Research and evaluate clients creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
Requirements and skills
- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
- Negotiation skills
- BSc in Accounting, Economics, Banking and Finance or relevant field
Employement Category:
Employement Type: Full timeIndustry: Banking / Financial Services
Role Category: Finance / Accounts / TaxRisk / Underwriting
Functional Area: Not Applicable
Role/Responsibilies: Credit Officer
Contact Details:
Company: Easy Hiring SolutionsLocation(s): Multi-City, India
Keyskills: credit analysis credit control consumer lending credit appraisal small business lending credit operations commercial lending loan origination down payment assistance purchase ledger
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