Credit Risk Analytics Manager-Strategic
- Citiustech
- 5 to 9 Yrs
- Other Maharashtra
- 16 days ago
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Job Description
- The Credit Portfolio Intermediate Analyst is an intermediate-level position in Strategic Initiatives team responsible for cross functional analytics, leverage credit risk data experience and business acumen to observe key trends, threats, inaccuracies and drivers of those observations. Responsibilities: Provide analyses and reporting of complex data trends to senior management and the business Create story boards, presentations and project plans for discussions with senior management Support Audit requirements from external/internal auditors & queries from Independent Risk Provide support for ongoing monthly and quarterly internal and regulatory report, as needed Work closely with cross functional teams, including business stakeholders Utilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and hypothesis testing Train and mentor juniors in developing innovative models in compliance with policies and procedures Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. Qualifications: Minimum 5 years of relevant experience A good understanding of credit life cycle Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPoint Consistently demonstrate clear and concise written and verbal communication Broad understanding of overall business model and key drivers of P&L including Net Credit Losses, Recoveries, Loss Reserves etc. Ability to develop partnerships across multiple business and functional areas Education: Master's degree/University degree or equivalent experience Role Summary: Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses Support tactical and strategic Risk Analytics projects for Citis Retail Services Group in the US. Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolio Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies. Must be able to effectively provide updates and communicate key initiatives to senior risk management. Analyze tests and performance using SAS and decision tree (CHAID/ CART) Evaluate effectiveness of current policies and strategies Responsibilities: Must have capability to clearly develop and communicate analysis A good understanding of credit life cycle Must have hands on expertise in developing and managing segmentations Presentations to both technical and non-technical personnel are required to be made frequently as part of the job Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities. Skills: Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments. Highly proficient in Excel/pivot tables and PowerPoint. Exposure to project/process management Strong communication and presentation skills targeting a variety of audiences Flexibility in approach and thought process Strong influencing and facilitation skills. Qualifications: 5+ years of relevant experience Experience in financial analysis, accounting, and valuation Consistently demonstrate clear and concise written and verbal communication Education: Masters degree/University preferred ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Portfolio Credit Risk Management ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer. Citigroup Inc. and its subsidiaries ("Citi) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View the "EEO is the Law" poster. View the EEO is the Law Supplement. View the EEO Policy Statement. ,
Employement Category:
Employement Type: Full timeIndustry: BFSI
Role Category: Not Specified
Functional Area: Not Specified
Role/Responsibilies: Credit Risk Analytics Manager-Strategic
Contact Details:
Company: CitiLocation(s): Other Maharashtra
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Keyskills: SAS SQL Unix Microsoft Word Excel PowerPoint Risk Management Financial Analysis Accounting Valuation Project Management Process Management Communication Presentation Facilitation
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Citiustech
Company Website: https://www.citiustech.com/aboutusCitiusTech is a specialist provider of healthcare technology services and solutions to healthcare technology companies, providers, payers and life sciences organizations. With over 4,500+ professionals worldwide, CitiusTech enable...
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