Assistant Vice President, Product Manager,
- DBS Bank
- 6 to 10 Yrs
- Other Maharashtra
- 1 month ago
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Job Description
- Business FunctionCorporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards.Job PurposeThe position exists as there is now complete market opportunity that is emerging around Ecosystem/B2S Lending which requires dedicated Product support from Policy/Process/Monitoring and journey standpoint.Key Accountabilities* Responsible for overall product management & managing Credit program/policies of SME lending, Alternate Lending programs (Ecosystem led partnerships) & Big-to-small, related programs (SCF, Anchor led)* Design & manage SOPs on E2E lending journey with adequate risk controls* Overall portfolio management of the Credit programs including monitoring of triggers & caps* Management of adherence of Digital lending guidelines & ensuring applicable program compliance* Support in digital implementation of the lending journeysJob Duties & responsibilities* Responsible for devising new credit programs / existing program amendments.* Creation of E2E SOP for Alternate lending programs for various used cases i.e. Ecosystem / Co-lending/ B2S* Creation of credit programs foe SME lending and commercialisation of the same* Work closely with Ecosystem team and other relevant stakeholders to ensure timely go-live of lending programs under the partnerships.* Work with various stakeholders to ensure NPA / ESPORA / ORR / SOP approvals as applicable for the various partnerships* Overall manage the portfolio management working with RMG-Credit and CPRAM for portfolio triggers and caps, delinquency management and hygiene it* Support in setting up of early warning & other necessary risk controls for Alternate Lending & Co-lending policies* Provide portfolio insights partner-wise* Work closely with partners for embedded streamlined customer journey, product delivery, close monitoring and governance* Collaborate with Product Manager (SFW) to build the digital journeys of these credit programs/partnerships on an on-going basis (i.e. write user stories, modify existing journeys, incorporate partner feedback)* Support the coverage team for successful commercialization of partnerships for scale up of asset customers* Devise customized training programs for the front line for effective sales & marketing Alternate Lending programs.* Build feedback loop with partner/coverage team for improvement.Required ExperienceThe candidate should have 6-8 years minimum overall relevant experience. Experience in Product Management, lending spl trade finance and digital is preferred.Education / Preferred QualificationsMBA- Finance/Marketing /CA/CFA preferred from Tier-1 instituteCore CompetenciesThe job holder needs to possess the following skills: * Job Knowledge: The job holder should be fast learner in the job* Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.* Proactive: To understand the system implementations and grasp the changes faster.* Communication Skills: The job holder needs to have effective verbal as well as written communication skills.* Interpersonal Skills: The job holder needs to liaise with various stake holders (internal and external)Technical Competencies* The candidate should be proficient in MS-Word, PPT and ExcelWork RelationshipTo work with: * Internal: IBG 4 Head, Product Head, Product Team, RMG, GTS, Strategy & Planning, DAH2, SG-Tech* External: Ecosystem partnersDBS India - Culture & BehaviorsShould be able to demonstrate high degree of PRIDE values spl Purposeful, Innovative and DecisiveApply NowWe offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.,
Employement Category:
Employement Type: Full timeIndustry: BFSI
Role Category: Not Specified
Functional Area: Not Specified
Role/Responsibilies: Assistant Vice President, Product Manager,
Contact Details:
Company: DBS BankLocation(s): Other Maharashtra
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Keyskills: Product Management Lending Trade Finance Digital Portfolio Management Delinquency Management Early Warning Governance Training Programs Excel Sales Marketing MSWord
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DBS - Living, Breathing AsiaDBS is a leading financial services group in Asia, with over 280 branches across 18 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital pos...
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