Company: Leading NBFC.
Role: Credit Manager
Product: Personal Loans.
Location:Trivandrum.
Working Days - 05 Days
Reporting - Credit Risk Officer.
Purpose of the Job:
To support business by ensuring that all credit policies, practices && guidelines are adhered to as per approved policy.
Roles & Responsibilities:
1. Ensure AP Ref no. if generated as soon as a file is logged in
2. Check the CIBIL of every file after login.
3. Ensure CPV and TVR is done after CIBIL
4. Credit approval of deals as per authorized limits, recommends and forwards to an appropriate authority in case of higher limit, deviation, deferral.
5. Provides approval subject to PD and Initiates PD Salaried Credit Managers.
6. Undertakes PD as a part of the assessment criteria and policy conditions Self-Employed Credit Managers.
7. Take various market references and build touch points for customer reference.
8. Check and keep tabs on industry trends, key factors impacting the industry, performance of trade in the local market, and regulatory impact.
9. Seek recommendations for appointment of valuers and legal agencies
10. Review the performance of the outsourced activities such as CPV, TVR, Legal, and Valuers.
Please note: The above-mentioned description is just a gist of the profile. Detailed discussion will happen at the time of the Personal round of discussion.
For any further queries kindly email at or call li*****a@ri*******h./ +hidden_mobile.
Keyskills: credit underwriting credit officer credit underwriter credit manager
RightMatch HR Services Pvt. Ltd. is a leader in Human Resource Solution Services. We are an Executive Search firm specializing Middle to Senior level recruitments in BFSI domain.