Branch Credit Manager Job in Equitas Small @ Equitas Small Finance

Job Description

Ensure proper credit evaluation of customers as per policy & process Conduct personal discussion with customers for evaluation of Loan proposal Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. Supervisor & mentor Credit officer & Officer Credit Operation. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided Minimise turnaround time per application Maintain a high quality portfolio at branch level. Manage and support other operations activities at the branch. Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate Ensure that the PDD is collected and maintained as per credit norms.,

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Rs 0 - 50K PM Rs 50K - 1 LPA Rs 1.0 - 1.5 LPA Rs 1.5 - 2.0 LPA Rs 2.0 - 2.5 LPA Rs 2.5 - 3.0 LPA Rs 3.0 - 3.5 LPA Rs 3.5 - 4.0 LPA Rs 4.0 - 4.5 LPA Rs 4.5 - 5.0 LPA Rs 5 - 6 LPA Rs 6 - 7 LPA Rs 7 - 8 LPA Rs 8 - 9 LPA Rs 9 - 10 LPA Rs 10 - 12 LPA Rs 12 - 14 LPA Rs 14 - 16 LPA Rs 16 - 18 LPA Rs 18 - 20 LPA Rs 20 - 22 LPA Rs 22 - 24 LPA Rs 24 - 26 LPA Rs 26 - 28 LPA Rs 28 - 30 LPA Rs 30 - 32 LPA Rs 32 - 34 LPA Rs 34 - 36 LPA Rs 36 - 38 LPA Rs 38 - 40 LPA Rs 40 - 42 LPA Rs 42 - 44 LPA Rs 44 - 46 LPA Rs 46 - 48 LPA Rs 48 - 50 LPA Rs 50 - 75 LPA Rs 75 Lakh - 1C PA Rs 1 Crore+ PA

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Keyskills:   Credit evaluation Credit appraisal Underwriting Portfolio management Risk assessment Documentation management