Hiring Sales officers with a leading bank
- Jobs youth
- 0 to 3 Yrs
- Boisar, Palghar, Raigad
- 5 years ago
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Job Description
Role:
Sales of group loan/slef help group
Meeting people and making groups to avail loans for small buisnesses
Freshers required
Two wheeler preferred
On payroll of the bank.
Business FO Sourcing
1.Scoping
Undertake survey & identify areas villages / wards having potential SHGs/JLG. Minimum number of clients in a particular village / ward is very critical for viability of operations. MFIs Competition, risk exposure and credit appetite shall be the basis for identification of village / ward for client acquisition.
2.Client Acquisition & Financial Literacy
Collection of clients profile & assessment of clients in line with the banks policies. Explain them the product features and convince them to have relationship with HDFC Bank Ltd. Explain the process of account opening & the features of SB accounts held with HDFC Bank Ltd. Create baseline information about the SHG & individual members of SHG.
3.Account Opening
Visit the place of clients and confirm the existence of individuals of SHG. Help the RM in collecting KYC documents from individual members of SHG. Preparation of Photo ID card for SHG /JLG & Issuance. Assist RM in submission of AOD for account opening. Ensure delivery of welcome kit and CUG ATM Card.
4.Loan Appraisal & Documentation
Complete credit rating as per the banks rating tool to assess the loan eligibility. Collect necessary documents and submit the same to credit for approval. Collect data / information for SHG/JLG CAM Preparation thru LOS. Organize the group for credit visit / rating validation by credit. Post receipt of approval from credit, complete loan documentation.
5.Loan Disbursement
Organize the group for disbursement & ensure attendance of all the members. Explain the terms and conditions of loan contract.
Int pls call on 8928625***/ or mail to a.****i@jo*********h.in
Employement Category:
Employement Type: Full timeIndustry: Banking / Financial Services
Role Category: Sales / BD
Functional Area: Not Applicable
Role/Responsibilies: Hiring Sales officers with a leading bank
Contact Details:
Company: Jobs youthLocation(s): Boisar, Palghar, Raigad
Jobs youth
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