Candidate should have total 2+ years of US mortgage underwriting experience
Well versed with FNMA. FHLMC, GNMA and investor guidelines
Should have good analytical and problem-solving skills
Should have decision-making skill when applying in business judgment
Evaluate complete loan documents and should provide approval or denial decision
Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
Thorough income calculation - Salaried income, business income, retired, other income and rental income
Complete review of Collateral and property valuation
Assets verification include borrower's bank account statement, retirement accounts, mutual funds and other investments.
Credit analysis based on borrower's Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
Validating and processing the Loan documents on behalf a Mortgage lender organization.
Evaluating evidence of borrower's willingness and ability to repay the obligation
Good communication, Presentation skills, Self-motivated and hard working
Interested candidate can send their CV sm********a@vi*****t.com
Best,
Smita Dutta
Senior HR Executive |
Visionet Systems
9611888***
Keyskills: Colleteral Pre Underwriter mortgage underwriting us mortgage 4c
Visionet Systems Inc. has been developing and deploying high-value, productivity enhancing technology solutions for medium-sized and enterprise-level organizations for over twenty years. Founded in 1995 in Cranbury, New Jersey, Visionet offers its clients a comprehensive range of technology-related ...